You must choose between two types of claim filing processes: Discount Cash Payment(DCP) or Individualized Review Claim(IRC)The Expedited Review option is a much shorter process resulting in a quicker response for payment. The Individual Review option undergoes a more detailed review and the value of the claims is determined by the information provided.
DCP
- Shorter process resulting in quicker response;
- Processed first, in order of first received by the Trust;
- Single, fixed payment;
- All claims are evaluated identically. All claims of the same disease category receive the same payment;
IRC
- Undergoes a more detailed review;
- Processed after DCP claims received on the same date, per instructions. The most serious disease category processed first;
- Two payments. Second payment paid two years after first payment;
- Payment percentage re-evaluated yearly. Offer could be less than DCP offer;
- Individualized evaluation;